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Each lender has its own specific underwriting criteria, so you may have a better chance of approval by certain lenders.Our detailed lender reviews give more information about lender approval.Today, So Fi now helps student debt borrowers to refinance student loans nationwide.Borrowers can select the loans they would like to refinance with So Fi, who will pay them off and issue new loans with new terms.Our research, news, and assessments are scrutinized using strict editorial integrity.In full transparency, our company may receive compensation from partners listed on our website. Today, 7 out of 10 graduates are graduating with some form of student loan debt.Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score.Soft credit inquiries allow So Fi to show you what rates and terms So Fi can offer you up front.

Hard credit inquiries (or hard credit pulls) are required for So Fi to be able to issue you a loan. citizen or permanent resident in an eligible state and meet So Fi's underwriting requirements. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions.( Today, there are a number of new private consolidation companies looking to help borrowers improve their financial health.So Fi, aka Social Finance, has quickly positioned itself as one of the best student loan refinance lenders on the market.With an average balance of ,000, student debt is a big part of the average college graduate's life.At Lend EDU, we help borrowers compare the top student loan companies in one place.

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